Consolidating my superannuation

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Each month, Cbus checks if employers are paying their employee super obligations.When a payment is missed, we act quickly to contact the employer to offer our support and assistance to help them make the payment.All super funds are required by law to provide you with an annual member statement following the end of the financial year on 30 June, but some funds may send statements every six months or on a more frequent basis.If you have changed your name, address or job, your fund may no longer be able to reach you.It’s important you ask your employer which fund they’re paying your super into, how much they’re paying and how often.And be sure to check your employer has your correct superannuation details.

Keeping your superannuation in the one account may save you money on multiple fees, removes the hassle of paperwork, and gives you greater control over your retirement savings.If your new employer is not already paying into Cbus, simply fill in and submit your Choice of fund form (PDF).Some employers may also ask for a Letter of Compliance or a Complying Fund Statement from Cbus. By law, your employer is generally required to contribute at least 9.5% of your Ordinary Time Earnings (OTE) into your super account.Contact your old fund directly to ask for your member details.If you do not remember which previous funds you were with, you can get in touch with your former employer.

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